Monday, May 11, 2009

Pandering Anti-Credit Card Reform Propaganda

Personally, I don’t like taking this position. I really don’t like criticizing another viewpoint; unless that viewpoint reflects an ill attitude and presents false facts of others. In regards to credit card reform, this is not a personal issue. This is an economic issue to regulate credit card companies. For many who have struggled at the heavy hand of creditors, the issue is intensely personal. But what I don’t understand why it strikes many so personally if you have managed credit cards well. Why get yourself all twisted about something that doesn’t concern you. If you good credit, NOTHING will change for you in the legislation. Yet, many find reasons to place blame and insult. Are people really that mean to insult others in need?

You know, when you title your blog, “Say Anything,” it doesn’t matter if you speak through your mouth or out your a**, because that is exactly what the author the blog has done. Mister Say Anything’s point is President Obama is pressuring “us” into discriminatory lending laws. So you can guess what Mister Say Anything does-he is in the credit and lending business and thus will lose money if having to curb his exploitative lending practices. He will “say anything” to make more money of the American people so he can live a rich and greedy life.

In his blog (and I apologize for assuming a man) he just doesn’t make any rational sense. How is curbing the changing billing cycles, and inflated interest rates going to make people go deeper in debt? How the heck is that possible? Mister Say Anything please explain. And yes, I can see how stopping the marketing to minors be a terrible thing. Garsh darn that Obama, standing up for our minors. Just who does he think he is? What a ridiculous argument. And one last thing, Obama is so not scared of losing power. He has a 68% approval rating. And what approval rating does the Republican’s have-right 21%. Get real, Dude!

Many who want to criticize credit card legislation offer many fine examples or most of the time place the blame on the victim, you know like the person who randomly went out and bought a top of the line stereo on a credit card for $4,000. Okay-that happens, but that is not the true picture. I hold a credit card balance and I don’t even have a stereo.

Other’s I have noticed like to boast themselves with false pride. “I pay my credit card bill of every month.” Well, goody-two shoes for you. This judgment on fellow Americans is harmful to the country. Many who place such ignorant judgment do not know why someone went into debt. Perhaps it was a medical problem, car or home repairs. If you do not know a person, it is ignorant to judge.

These people want to rely on blaming the victim; you know like Bill O’Reilly blames a rape victim because she dressed seductively, or maybe it is as simple to blame the nerd for being beat up after school because he wore a pocket protector. Yeah, he was asking for it. Look people, the argument of being a victim is not a suitable excuse for being exploited. Hey, just because you carry a balance on your credit card does not give license to corporations to exploit with “At their discretion” polices. That is the bottom line. It is called fairness and equality. It is what our nation stands for.

Good people and Good Americans want what is best for all. If someone struggles, it is for us to stand up for each other. Curbing the credit card companies and placing much needed regulation on them is good for our country and good for our economy. It will make corporations and consumers alike more responsible.

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