Mr. Debt Collector - You'll be hearing from my lawyer

Although I am not official a victim of identity theft, a woman’s ex husband is giving my phone number to debt collectors. Unfortunately I share the same name as a woman with severely bad debt. Fortunately, my social security number has not been used.

Today wasn’t the first time I received a phone call from a debt collector looking for this other woman. And it wasn’t the first time a debt collector repeated another woman’s social security number to me. Think about it folks – Debt Collectors are wrongly giving out people’s social security numbers. We worry about identity theft, but we never think people in the credit and collecting industry would be GIVING away our information.

Today however is the first time when I told Mr. Debt Collector from Advanced Financial Solutions (7600 Wayzata Blvd Minneapolis, MN 55426, (763) 432-2461-since they can give out another woman’s social security so freely, I feel I can give their phone number) harassed me and tried to bully me when I told them they had the wrong person-seriously!

First off, I told the man (I am being kind calling him a man) this was not my debt, he has the wrong person. “NO I DON’T” he scolded bluntly. I asked for the debt information and partial social. Once he gave it to me, I confirmed once again. That is not me. “YES IT IS!” he demanded, “Your ex-husband, Joe Schmoe gave us this number.” I responded. “That is not my ex-husband.” “YES IT IS!” I asked to talk to his supervisor and he arrogantly told me, “He was the owner!” Congratulations.

So here it is where it gets laughable. You’d think I know my ex-husband. You’d think I know my own social security number when I heard it. Did this guy think I’d cave under his intense harassment and admit to the debt and pay? Yes, that is exactly what he thought. He continued by scolding me, “You can’t run away from you debt forever.” Well, dude, seriously it is not my debt. You are wrong. He could not admit he was wrong. He was.

I told the “man” that I will be contacting my lawyer for harassment and he arrogantly invited me to do so. I did. The nice people at the fair credit reporting act. Lesson to all-regardless of debt, people should not be subjected to harassment and be bullied into paying money you MAY not even owe. This is bullying and scare tactics.

Well this ding dong at Advanced Financial Solutions found himself in doggy doo-doo for being an arrogant SOB and not listening to an innocent person….More on this when I have the mind to write more eloquently.