Credit Corporations - They're just not that into you

For the life of me, I will never understand America’s obsession with credit cards. What is so awesome about them? Look folks credit card corporations are like that savvy bad boy, or that promiscuous hot chick we all drool over. They will woo you with flowery talk of convenient spending, increased spending power and ooh, baby cash back rewards. They will appeal to our tender nature talking of the environment, charity and our youth. They will say everything we want to hear to get us, hum, well to spend with them…

Many folks of good credit take great pride in their financial responsibility and sense they have the respect of these creditors. In reality, you’re like the clingy do-good lover who does the bad boy’s laundry and changes the oil of the hot chick’s car. Yeah, it keeps you in good favor, but they really don’t have the hots for you. That is why, now that the credit market is say, diseased, you are the ones feeling it most. You played the game and you played the game well and when things get messy, you too wind up dirty and feeling abused.

You know what makes creditor’s hot-spending their money. Creditors love the wild ones; they love ones who burn through credit like it is going out of style. Man that is hot! Why, because creditors make money off debts with high interest rate. Why the heck do you think they make it so hard for you to pay down? Creditors like everyone else love the big spenders and they hold onto those debts like a smothering lover, vowing never to let you go.

So why is it many go out of their way to solicit the benefits of credit cards, promote teaching youth to respect corporations that are really not into the consumer? Why promote financial literacy of credit corporations when credit corporations will only change their ways in order to gain more profit? What would you say to a friend who was in an emotionally or mentally abusive relationship, “Try harder to gain their love, or do whatever takes to keep in their good favor?” No, you’d tell them to stay away and then warn all your friends not to get involved. But thanks to deregulation and the unconscious spending of consumers, are entire lives are wrapped and warped in plastic little cards. We can’t live with them and we can’t live without them-just like the U2 love song.

Remember corporations and the credit laws are not on the consumer side-not yet anyway. Why would we want to participate in their jungle credit love when there are other fish in the sea?