Credit Score - Our Adult Report Card

Like in school we are graded on how we handle a credit card. To me it is the silliest of functions in our society-being graded and judged on the use of a little plastic card distributed by a corporation. These corporations have more control over our individual lives then our government does with the Patriot Act. I find it ridiculous that we, United States citizens drop our pants and surrender our butts to the will of the credit corporations, but that’s just me. I was raised to believe that love is a prerequisite to love making and not just giving yourself to any dick or harry.

In school our teachers stressed upon us the importance of good grades, but even back in the days many reminded students there are other things equally as important as good grades. Really, are you out of your mind? There are important things other than good grades? Why that is just heretical nonsense! Well yes, we were encouraged to play nice and play fair with others. This is something our creditors have failed during recess. Yes, most people who wind up in the credit and banking industry failed recess. They were the nerds who didn’t get invited to the cool frat parties and were possibly turned down by the hot chicks. Huh, why were the jocks on campus so popular? Well because they learned the valuable lesson of playing as a team and together.

And think back to your days in school, the kids with the good grades were anti-social. They were the ones with their heads in a book while the rest of the student body played Dodge Ball and the ones who nearly suffocated on chalk dust while cleaning erasers to suck up to the teacher. Sociability is just one of the many important lessons we taught in school, but one today is considered least important. Who cares about society when it is all about me! Community organizers are for the dogs. This is truer today when as our nation suffers in a credit crisis, our sense of community spirit and sociability plummets along with the stocks and we blame one and other instead of working together as a team.

Creativity and all its curriculums proved to be my personal downfall. I’ve stated this before and I’ll state it again, many creative people just do not have a talent for managing money, but then I imagine most non creative people are color blind, so there you go. All of us in this country have probably said at one time or another, “That there are more important things in life than money.” If we believe this, then why is it we are allowing corporations to judge us, not only credit card use, but on school loans, utility payments and rents. If we accept being graded and judged on money management, then we are admitting that money is the most important thing in life. I disagree.

We have people in this world who sacrifice and sometimes even starve for the good of society. Should we judge these people poorly for their ongoing contributions to humanity because they are not concerned with their credit score? There are people devoting their livelihoods to enlighten, inspire and entertain us, yet should we condescend to them because perhaps they paid a bill late. Okay, so down I step from my soap box.

Let’s look back to our fellow students of good grades, the schoolies and the brains. Some of these people you wouldn’t trust to change a light bulb, yet these are the people hired as CEO’s and bankers. No wonder our nation seems so dim, the CEO’s don’t know how to change the bulbs. This must be cosmic revenge of the nerds. All those lonely, anti-social nerds are not getting their revenge by taking over the country financially and tying our hands behind our backs as they screw us from behind. Perhaps we should have thought twice about taping a nerd’s ass together with duct tape?